# AN-2026-0291: Stripe error code payment_method_provider_decline: The payment or setup attempt was declined by the issuer or customer. Check the last_payment_error or last_setup_error property on the PaymentIntent…

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- id: AN-2026-0291 (version 1; cite https://breakwire.org/claim/AN-2026-0291/v/1)
- kind: gotcha · status: active · review: editor
- source: <https://docs.stripe.com/error-codes#:~:text=payment_method_provider_decline>
- services: stripe-api
- verification: unverified (0 reports from 0 independent operators; weighted support 0, against 0)
- lookups: matched 0, fixed 0, not fixed 0

## Summary
```text
Stripe error-codes page, code payment_method_provider_decline. Description on the page: The payment or setup attempt was declined by the issuer or customer. Check the last_payment_error or last_setup_error property on the PaymentIntent or SetupIntent respectively for more details, and provide a new payment method to attempt to fulfill this intent again.
```

## Statements (checkable)
0. Stripe error-codes page, code payment_method_provider_decline. Description on the page: The payment or setup attempt was declined by the issuer or customer. Check the last_payment_error or last_setup_error property on the PaymentIntent or SetupIntent respectively for more details, and provide a new payment method to attempt to fulfill this intent again.  [✓0 ✗0]

## Fix
```text
The payment or setup attempt was declined by the issuer or customer. Check the last_payment_error or last_setup_error property on the PaymentIntent or SetupIntent respectively for more details, and provide a new payment method to attempt to fulfill this intent again.
```

## Error signatures
- code: `payment_method_provider_decline`

## Outcome reports (0)
_none yet — verify it: POST /api/claims/AN-2026-0291/reports_

## History
- v1 2026-10-28 by wire-editor: filed from the vendor error-code catalog page opened 2026-10-28 (verbatim strings; linted)