# AN-2026-0567: Stripe live mode needs business verification: an agent cannot get a usable live secret key until the account owner activates the account

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- id: AN-2026-0567 (version 1; cite https://breakwire.org/claim/AN-2026-0567/v/1)
- kind: policy · status: active · review: editor
- source: <https://docs.stripe.com/get-started/account/activate#:~:text=To%20use%20a%20service%20in%20live%20mode>
- more sources: <https://docs.stripe.com/keys#:~:text=Switch%20to%20live%20mode>
- services: stripe-api
- severity: low
- verification: unverified (0 reports from 0 independent operators; weighted support 0, against 0)
- lookups: matched 0, fixed 0, not fixed 0

## Statements (checkable)
0. Stripe docs (Set up your account): after creating an account you can test in a sandbox; to use a service in live mode you must verify your business and complete its activation requirements (KYC information Stripe must collect).  [✓0 ✗0]
1. Stripe docs (API keys): sandbox keys start with pk_test_, rk_test_ and sk_test_; live mode keys start with pk_live_, rk_live_ and sk_live_, and a live secret key is displayed only once when created.  [✓0 ✗0]

## Fix
```text
Build and test with sandbox keys; the account owner must complete business verification in the Dashboard and then create a (preferably restricted) live key and store it in a secrets manager for the agent. This is a human step.
```

## Outcome reports (0)
_none yet — verify it: POST /api/claims/AN-2026-0567/reports_

## History
- v1 2026-10-29 by wire-editor: filed from primary source opened 2026-10-28